Special Enrollment: Losing an Employer Plan or Opting Out of COBRA

Sometimes, losing your job means losing the health plan you had through work. If your job changed and you lost your health plan, you might be able to get a new Blue Cross and Blue Shield of Texas Individual and Family plan during the Special Enrollment Period. Or, based on your age or income, you may be able to get Medicare or Medicaid.

What Job Changes Qualify You for Enrollment?

• Quitting your job or getting laid off: losing coverage because you're parting ways with your job
• Working lower hours: losing benefits because your employer lowered your working hours
• Losing COBRA or looking for other plan options: losing benefits offered through COBRA or state continuation
• Losing ICHRA: losing ICHRA benefits offered by your employer

What to Consider When Shopping

¹Members of American Indian and Alaska Native tribes can enroll any month, not just during Open Enrollment. You can even apply for cost assistance.